Check Fraud: Secure Your Mail to Protect Yourself
October 1, 2024 With check fraud on the rise, vigilance is the key to being proactive in check fraud prevention. From preventing mail theft, to security checks, to using business tools like Positive Pay, Texas Regional Bank provides practice steps to help safeguard your financial assets from check fraud. …
Tis the Season to Prepare Your Holiday Budget
September 20, 2024 While the holiday season may seem far away, the reality is there’s not much time left to prepare. Discover a few tips from ‘The People you Know’ at Texas Regional Bank to help you get control of your seasonal budget before it’s too late. …
Education Can Save You from Financial Fraud
September 19, 2024 Texas Regional Bank is educating clients how to identify and prevent fraud before it happens. From authorized push payment fraud to phishing scams, risks in the financial sector are growing. Read on for practical advice to help safeguard your financial assets and personal information.…
Spending Less is Not Saving
August 13, 2024 Key Takeaways: Sometimes, spending can feel like saving in the short term, but buying for less is still spending; it’s not saving. The golden rule is simple: saving is setting…
The Pay Yourself First Saving Habit
August 9, 2024 Key Takeaways: Implementing a pay-yourself-first approach can inject life back into healthy savings practices. The pay-yourself-first strategy requires that you change the way you think about common expenses and monthly…
3 Common Emergency Fund Mistakes
October 16, 2023 When your car breaks down, what do you do: Do you use a credit card? Borrow money from a payday lender? Sell stuff at a pawn shop? Or do you…
Holiday Budgeting: 15 Essential Tips
September 21, 2023 The holiday season is a time of joy, family gatherings, and traditions. However, it's also a period when many of us struggle with overspending. On average, each American spends $1,455…
Cash-stuffing: Does it Really Work
September 6, 2023 Social media has made cash-stuffing trendy. However, the budget-saving practice has been around for over 100 years. Cash-stuffing, or envelope method, is a budget method where savers write their monthly…
Budgeting on Low Income: 18 Steps to Cut Spending
August 18, 2023 Sticking to a tight budget on a low income is easier than people think; the first step is the most important, starting a budget. But, once you start budgeting, you…
Easy Guide to What Credit Score is and How to Establish it at Any Age
July 13, 2023 If you've ever found yourself wondering about the meaning and importance of a credit score, you're not alone. Many Americans have turned to Google in search of answers to questions…
How to Take a Summer Vacation on a Budget
June 15, 2023 Unsurprisingly, everything has gotten more expensive since the COVID-19 pandemic. However, this doesn’t mean you must cancel your summer plans and stay home on the couch watching Netflix. Regardless of…
What is Credit Card Debt, and How to Avoid it
May 22, 2023 Key Takeaways: If you have credit card debt, you are not alone. Average Americans have $5,910 in credit card debt, a 13.2% increase from 2021. To avoid extra credit card debt, consider…