New: A Statement on Fraud from Our Chairman & CEO
Read Michael Scaief’s perspective on today’s fraud environment and why fraud prevention has become a shared responsibility for every individual, family, and business.

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Our Story

About TRB

Rooted in local purpose, Texas Regional Bank was born in 2010 when a group of community-driven leaders came together to revive regional banking and support growing Texas economies. Today, with deep ties across Texas, TRB continues to thrive—grounded in relationship banking and energized by the People You Know.

Business and community leaders Michael Scaief, Bobby Farris, Tudor Uhlhorn, and Bill Elliff set out to build a regional banking franchise rooted in community success. Originally planning to launch a new bank in the Rio Grande Valley, the team shifted strategy—choosing instead to acquire an existing institution. They formed Texas State Bankshares, Inc. (TSBI) as the bank’s holding company and submitted a revised business plan to regulators in September 2009.
MAY 2010

The Acquisition

Texas State Bank shares raises $24 M and acquires Falfurrias State Bank in early May. Ninety days later, the charter is relocated to Harlingen and the bank is rebranded as Texas Regional Bank, launching the “The People You Know” relationship banking model.
NOVEMBER 2011

Border Capital Bank Joins the Fold

TRB merges with Border Capital Bank, bringing a trust department and four new banking centers to the Rio Grande Valley.
FEBRUARY 2017

Hill Country Entry with Blanco National Bank

Acquisition of Blanco National Bank adds locations in Blanco, Fredericksburg, Wimberley, and Spring Branch—marking TRB’s first expansion into the Texas Hill Country.
SEPTEMBER 2021

TRB Expands Into Houston Market

TRB opens their first branch in Houston in the Memorial City area.
July 2022

DFW Expansion via AccessBank Texas

Acquisition of AccessBank Texas extends TRB’s footprint into the DFW Metroplex; adding locations in Dallas, Denton, Krum, and Fort Worth.
DECEMBER 2022

Diversifying With Insurance

Through the acquisition of Mission Duncan Insurance, TRB launches its own insurance division—offering home, auto, life, and commercial coverage statewide
AUGUST 2024

Launching TRB Capital Markets

TRB acquires Estrada Hinojosa & Company, integrating over 50 professionals across multiple U.S. offices into its TRB Capital Markets subsidiary, bolstering its public finance and underwriting capabilities
Texas Regional Bank’s Board of Directors and leadership remain deeply committed to the communities we serve—fostering meaningful relationships through personalized service, innovative technology, diverse ownership, and active civic engagement. Every year, our team proudly contributes thousands of volunteer hours to local projects that strengthen the places we call home.

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