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BUSINESS BANKING

Texas Regional Bank Business Credit Cards

Choose the card that best fits your business needs.
Texas Regional Bank (TRB) provides a range of business credit cards, allowing you to choose the option that best meets your requirements to control business expenses.

TRB provides business owners with the tools to optimize their business spending with multiple credit card options to choose from. Whether you are looking for a Visa business card to cover business expenses or a rewards program, TRB will tailor solutions to fit your credit card needs.

Small Business
Rewards Card

  • 1% cash back on purchases
  • Rolling balance
  • $55 annual fee per card
The Small Business Rewards Card is designed to help entrepreneurs maximize savings and manage expenses effectively. Cardholders earn 1% cash back on purchases, making everyday business spending more rewarding. With a rolling balance feature, businesses can carry over balance month to month, providing flexibility in cash flow management. The card comes with a $55 annual fee per card, ensuring access to valuable benefits while maintaining affordability.
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Small Business Card

  • No annual fee
  • Rolling balance
The small business card is an ideal solution for entrepreneurs looking to manage expenses efficiently while maintaining financial flexibility. With no annual fee and a rolling balance feature, businesses can keep costs low while carrying over balances to better manage cash flow.
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Corporate Card

  • Manage multiple company cards under one account
  • 1% cash back on transactions
  • Balance paid in full
  • No annual fee
The Corporate Card allows businesses to manage multiple company cards under one account while earning 1% cash back on transactions. With no annual fees and a requirement to pay the balance in full each cycle, it provides a cost-effective way to streamline corporate spending. Companies can also issue multiple cards at no additional cost, ensuring flexibility for employees.
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Fleet Card

  • 1% cash back on fuel purchases
  • Balance paid in full
  • No annual fee
Keep your team fueled with TRBs fleet cards which are designed for fuel and vehicle-related expenses, limiting purchases to gas stations and service stations only and preventing transactions for general consumer products. These limitations will help your businesses keep control over spending, and lower unauthorized purchases.
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How to Use a Business Credit Card?

Using a Texas Regional Bank Visa Business Card responsibly can help business owners optimize cash flow and earn rewards on every business purchase. Key strategies include:

  • Paying off balances to minimize interest charges
  • Tracking expenses to simplify bookkeeping.
  • Leveraging cash-back rewards

Can You Use a Personal Credit Card for Business?

While it’s possible, using a dedicated business credit card is a smarter choice. It helps separate personal and business finances, provides clearer expense tracking, and gives you access to business-specific features like higher credit limits, employee cards, and cash back rewards.

Benefits of Choosing TRB Business Credit Cards

TRB offers rewards, competitive rates, and no hidden fees to support entrepreneurs and corporate accounts.

Key Benefits:

  • Earn Cash Back – Get 1% cash back on qualifying purchases.
  • No Hidden Fees – Transparent fee structures ensure predictable costs.
  • Flexible Payment Options – Choose between rolling balance or full balance payment plans
  • Tailored for Business Needs – Cards designed for small businesses, corporate accounts, and fleet management.
  • Enhanced Expense Tracking – Keep business and personal expenses separate for streamlined accounting
  • Business Credit Growth – Strengthen your company’s financial profile with responsible credit management.

Texas Regional Bank provides flexible borrowing options, competitive rates, and personalized financial support. If you need a Visa business card for expenses or a rewards program, these credit cards have the right options. Whether you own a small business or manage corporate expenses, TRB business credit cards can simplify spending. They help you get the most benefits from all your business purchases.

Ready to explore business credit card options? Call 1-956-428-7400 today and get started.

Apply Now

DISCLOSURES: All credit cards are subject to credit approval.

The information about the costs of the card described in this application is accurate as of 12/19/24. This information may have changed after that date. To find out what may have changed, please call 1-800-580-6536 or write to us at Texas Regional Bank, Attn: Credit Card Department, P.O. Box 5555 McAllen, TX 78502.

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