New: A Statement on Fraud from Our Chairman & CEO
Read Michael Scaief’s perspective on today’s fraud environment and why fraud prevention has become a shared responsibility for every individual, family, and business.

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First time homebuyer guide

Your first home is closer than you think.

Our free Mortgage 101 guide walks you through every step, from understanding your credit to signing at closing, so you can move forward with confidence.

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What's inside the guide

  • Understand your credit score (FHA from 580, Conventional 620+)
  • Build your homebuying team: agent, inspector, lender
  • Get pre-qualified before you shop
  • Calculate your debt-to-income ratio (keep it under 43%)
  • Create a savings & down payment plan (as low as 3% down)
  • Stabilize employment and income for 2+ years
  • Manage account activity during the loan process
  • Gather documents: paystubs, W-2s, bank statements

What Our Customers Say About Us

Our home loan representative was knowledgeable, personally engaged with me, and provided timely communication throughout the mortgage loan process.

Our mortgage loan officer made the process simple and was very responsive in all my questions.

Extremely likely to recommend Texas Regional Bank's mortgage loan services to friends and family.

What can we help you find?

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Purchase a Home

Refinance Your Home

One-Time Close Construction Loan

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Spend some time with one of our mortgage experts to talk about your goals. They’ll recommend the home loan that fits your needs.
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(855) 534-4433

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(866) 972-5430

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(800) 554-8969
Routing Number: 114917335
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