Texas Regional Bank Full Color Logo
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Open Account
Log In
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Construction Financing · Johnson City, Texas

One loan. One closing.
One less thing to worry about.

Build your dream home in the Hill Country with a single loan that covers construction and permanent financing from groundbreaking to move-in.

Schedule a meetingRequest a callback
Brittni Young
Your local lender
Brittni Young
Market President · Texas Regional Bank, Johnson City
Phone: Schedule a meeting
Email: byoung@trb.bank
NMLS# 302919
One closing
Construction and permanent financing combined. One set of closing costs. One set of paperwork.
Local oversight
We manage your draws locally. No waiting on out-of-state approvals.
12-month build window
A full year from closing to completion, with interest-only payments during construction.
Converts automatically
No second closing. No new application. No additional closing costs. Your loan converts when construction is complete.
Loan details
Loan typeOne-Time Close Construction
Max LTV80%
Build timeline12 months from closing
During constructionInterest-only on drawn funds
Prepayment penaltyNone
MarketJohnson City / Blanco County
What happens after construction?
Your loan converts automatically to a permanent mortgage. No second closing, no new application, no additional closing costs. You lock in your approval at the beginning and focus on building.
Get started
Request a call from Brittni
Ready to talk through your build? Brittni will reach out within one business day.

Name
https://trb.bank/l/construction-loan-johnson-city-texas-brittni-young/

All loans subject to credit approval. Some restrictions may apply. Texas Regional Bank Mortgage NMLS #804865. Brittni Young NMLS #302919. Equal Housing Lender. Member FDIC.

Ready to build?
Talk to us before you break ground.
830-307-9608 byoung@trb.bank trb.bank

Stay Connected. Follow us on

Texas Regional Bank Logo in White

Customer Service

(855) 534-4433

Balance Inquiry

(866) 972-5430

Debit Card

(800) 554-8969
Routing Number: 114917335
Member FDIC,
Equal Housing Lender
Privacy Policy Internet Privacy Disclosure
Copyright ©
2026
· Texas Regional Bank 
Bank Website Design & Development
by MPC Studios, Inc.

TRB Community Hours
2026 Year-to-Date
3,887

Online Banking Log In

Or, Log In to...
You are about to leave www.trb.bank and enter a website that Texas Regional Bank does not control. Texas Regional Bank has provided this link for your convenience, but is not responsible for the content, links, privacy policy, or security policy of this website.