Fraud Alert: Scammers are texting and calling as TRB’s Fraud Department. TRB’s Fraud Department will never call you, text you a link, or ask for your username, password, or token code verbally or via text. If contacted, hang up and call us at 855-534-4433.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Construction Financing · Central Texas

One loan. One closing.
One less thing to worry about.

Build your home with a single loan that covers construction and permanent financing from groundbreaking to move-in.

Founded

Helping Texans build since 2010

Coverage

Locations across Texas

Process

One closing. No surprises.

Draw management

Local. No out-of-state approvals.

One closing

Construction and permanent financing combined. One set of closing costs. One set of paperwork.

Local oversight

We manage your draws locally. No waiting on out-of-state approvals.

12-month build window

A full year from closing to completion, with interest-only payments during construction.

Converts automatically

No second closing. No new application. No additional closing costs when construction is complete.

Loan type
One-Time Close Construction
Max LTV
80%
Build timeline
12 months from closing
During construction
Interest-only on drawn funds
Prepayment penalty
None
What happens after construction?

Your loan converts automatically to a permanent mortgage. No second closing, no new application, no additional closing costs. You lock in your approval at the beginning and focus on building.

Tell us about your build

A local TRB lender will reach out within one business day.
Prefer to talk now? Call 844-841-4495.

Name
https://trb.bank/l/construction-loan-central-texas/

All loans subject to credit approval. Some restrictions may apply. Texas Regional Bank Mortgage NMLS #804865. Equal Housing Lender. Member FDIC.

Ready to build?

Talk to us before you break ground.

Stay Connected. Follow us on

Texas Regional Bank Logo in White

Customer Service

(855) 534-4433

Balance Inquiry

(866) 972-5430

Debit Card

(800) 554-8969
Routing Number: 114917335
Member FDIC,
Equal Housing Lender
Copyright ©
2026
· Texas Regional Bank 
Bank Website Design & Development
by MPC Studios, Inc.

TRB Community Hours
2026 Year-to-Date
6,063

Online Banking Log In

Enroll
You are about to leave www.trb.bank and enter a website that Texas Regional Bank does not control. Texas Regional Bank has provided this link for your convenience, but is not responsible for the content, links, privacy policy, or security policy of this website.