TRB’s Credit Monitoring tool helps you protect your financial health by tracking your credit score and alerting you to suspicious activity. It provides easy access to monitoring features and personalized insights directly through the online or mobile banking platform.
Texas Regional Bank offers free access to your credit score and detailed credit report. You can refresh your score daily with no impact to your credit.
It’s built right into our already easy-to-use Online Banking and Mobile Banking App, so you don’t need a new login. Benefits of checking your score include the ability to:
Receive monitoring alerts
Monitor credit score
View detailed credit report
It’s easy! No new login required – access your score anytime and anywhere!
No. Credit score, reports and monitoring is free for Texas Regional Bank customers.
No. This service uses a ‘soft inquiry’ and will not affect your score. On the other hand, a ‘hard inquiries’ are used by lenders when you apply for a loan to help make decisions about your creditworthiness. Too many hard inquiries may lower your credit score.
Once enrolled, your credit score will automatically update once a month. However, you can update it more often by clicking update on the page that shows your score.
Over 200 factors of a credit report may be taken into account when calculating a credit score. There are three major credit reporting bureaus—Equifax, Experian and Transunion—and different scoring models that determine consumers’ credit scores. Each model may weigh credit factors differently, therefore no scoring model is identical.
TRB works with Savvy Money to deliver your credit score and credit report securely into your online & mobile banking experience.
In addition to our own online & mobile banking security, Savvy Money applies its own security measures and is McAffee SecureTM, TRUSTe and Norton Secured.
Just you. No one from TRB can see your credit score or credit report; it’s confidential and for you to view securely within online or mobile banking.
No. TRB employees do not have access to individual credit scores.
The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine send limits, call our service at .
There are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
