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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Construction Financing · Fredericksburg, Texas

One loan. One closing.
One less thing to worry about.

Build your dream home in the Hill Country with a single loan that covers construction and permanent financing from groundbreaking to move-in.

Schedule a meetingRequest a callback
Brittni Young
Your local lender
John Wells
Market President · Texas Regional Bank, Fredericksburg
Phone: Schedule a meeting
Email: jwells@trb.bank
NMLS# 1269066
One closing
Construction and permanent financing combined. One set of closing costs. One set of paperwork.
Local oversight
We manage your draws locally. No waiting on out-of-state approvals.
12-month build window
A full year from closing to completion, with interest-only payments during construction.
Converts automatically
No second closing. No new application. No additional closing costs. Your loan converts when construction is complete.
Loan details
Loan typeOne-Time Close Construction
Max LTV80%
Build timeline12 months from closing
During constructionInterest-only on drawn funds
Prepayment penaltyNone
MarketFredericksburg / Gillespie County
What happens after construction?
Your loan converts automatically to a permanent mortgage. No second closing, no new application, no additional closing costs. You lock in your approval at the beginning and focus on building.
Get started
Request a call from John
Ready to talk through your build? John will reach out within one business day.

Name
https://trb.bank/l/construction-loan-fredericksberg-texas-john-wells/

All loans subject to credit approval. Some restrictions may apply. Texas Regional Bank Mortgage NMLS #804865. John Wells NMLS #1269066. Equal Housing Lender. Member FDIC.

Ready to build?
Talk to us before you break ground.
830-307-9556 jwells@trb.bank trb.bank

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Routing Number: 114917335
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