Construction Financing · Central Texas
Build your home in Central Texas with a single loan that covers construction and permanent financing from groundbreaking to move-in.
Your local lender
Quinton Clayton
Mortgage Loan Officer · Texas Regional Bank, Central Texas
One closing
Construction and permanent financing combined. One set of closing costs. One set of paperwork.
Local oversight
We manage your draws locally. No waiting on out-of-state approvals.
12-month build window
A full year from closing to completion, with interest-only payments during construction.
Converts automatically
No second closing. No new application. No additional closing costs. Your loan converts when construction is complete.
Loan details
What happens after construction?
Your loan converts automatically to a permanent mortgage. No second closing, no new application, no additional closing costs. You lock in your approval at the beginning and focus on building.
Get started
Request a call from Quinton
Ready to talk through your build? Quinton will reach out within one business day.
All loans subject to credit approval. Some restrictions may apply. Texas Regional Bank Mortgage NMLS #804865. Quinton Clayton NMLS #873724. Equal Housing Lender. Member FDIC.
Ready to build?