Tailored Protection for Texas Condo Owners

Interior Unit Coverage

Our condominium insurance covers things that the association’s master policy might not. This can include the interior of your condo, including walls, ceilings, and floors. This coverage also extends to built-in appliances, fixtures, and improvements you’ve made to your unit. It’s important to note that the association’s bylaws will determine where their responsibility and master policy ends and where the unit owner’s responsibility begins.

Personal Belongings

Protect your personal belongings such as furniture, electronics, and clothing against theft, damage, or loss. Whether at home or away, your possessions are covered.

Liability Coverage

If someone is injured inside your condo, our insurance provides liability coverage to help cover legal fees, medical expenses, and potential settlements.

Loss Assessment

If your condo association assesses you for a portion of damage to common areas, our loss assessment coverage can help cover those costs.

Additional Living Expenses

If your condo becomes uninhabitable due to a covered event, our policy covers additional living expenses such as hotel stays, meals, and other costs incurred while your condo is being repaired.