Protect Your Texas Business

At TRB Insurance, we understand the diverse needs of Texas businesses. Our General Liability Insurance provides essential protection against various risks, ensuring your business can operate with confidence and security. Whether you run a small business or a large corporation, our policies are designed to safeguard your financial interests.

What is General Liability Insurance?

General Liability Insurance is a crucial policy that protects businesses from financial losses resulting from claims of bodily injury, property damage, and personal or advertising injury. This insurance can cover legal fees, medical expenses, and damages that your business may be legally responsible for.

Why Do You Need General Liability Insurance in Texas?

Texas businesses face a range of risks daily, from accidents on business premises to third-party property damage. General Liability Insurance ensures that your business is protected against the financial impact of lawsuits and claims, helping you maintain stability and peace of mind. Without adequate coverage, a single claim could lead to significant out-of-pocket expenses and disrupt your operations.

Key Benefits of TRB's General Liability Insurance

• Broad Coverage: Protects against a wide range of risks, including bodily injury, property damage, and personal injury.
• Legal Defense: Covers legal fees and defense costs in the event of a lawsuit.
• Medical Payments: Provides coverage for medical expenses if someone is injured on your business premises.
• Customizable Policies: Tailored to meet the specific needs of your business, regardless of size or industry.
• Financial Protection: Helps safeguard your business assets and financial stability.

What's Covered Under General Liability Insurance?

Our General Liability Insurance policies typically cover:

• Bodily Injury: Protects against claims of physical injury to a third party.
• Property Damage: Covers damage to someone else’s property caused by your business operations.
• Personal and Advertising Injury: Includes coverage for claims of libel, slander, copyright infringement, and false advertising.
• Medical Payments: Pays for medical expenses if a third party is injured on your business premises or by your business operations.
• Legal Defense and Judgment: Covers legal defense costs and any judgments or settlements resulting from covered claims.

Frequently Asked Questions

What is General Liability Insurance?

General Liability Insurance is a policy that protects businesses from financial losses due to claims of bodily injury, property damage, and personal or advertising injury. It covers legal fees, medical expenses, and damages your business may be legally responsible for.

Is General Liability Insurance required in Texas?

While General Liability Insurance is not legally required for all businesses in Texas, it is highly recommended. Some industries and contracts may require it to operate or enter into agreements.

How do I determine the right coverage for my business?

Our insurance experts at TRB will work with you to assess your business’s specific needs and recommend appropriate coverage levels to ensure comprehensive protection.

Expert Support and Guidance at TRB Insurance

At TRB Insurance, we pride ourselves on providing exceptional customer service and expert guidance. Our team of experienced insurance professionals is dedicated to helping you navigate the complexities of General Liability Insurance. We’ll work closely with you to understand your business’s unique needs and tailor a policy that offers the best protection.