Texas Regional Bank (TRB) has appointed Eric Ensmann Chief Risk Officer. In this role, Ensmann will lead the organization’s enterprise risk management program and oversee the development of risk governance frameworks designed to support safe and sustainable growth across TRB and its subsidiaries.
As Chief Risk Officer, Ensmann will be responsible for establishing and maintaining TRB’s enterprise-wide risk management structure, ensuring key risks across the organization are appropriately managed in alignment with the bank’s risk appetite and regulatory expectations.
“Disciplined risk management is fundamental to the long-term strength and safety and soundness of a growing banking organization,” said Michael Scaief, Chairman and CEO of TRB. “Eric adds to our team a wealth of experience in enterprise risk, governance, and regulatory oversight. His leadership will help ensure our risk framework continues evolving as the bank grows and scales.”
Ensmann joins TRB with more than two decades of experience in banking risk management, credit oversight, and risk governance. Most recently, he served as Chief Risk Officer for a publicly traded bank out of Colorado, where he led teams responsible for risk management and chaired senior management risk committees.
Earlier in his career, Ensmann held senior leadership roles at BBVA USA, where he oversaw enterprise risk programs, loan review, model governance, and risk reporting for the bank’s U.S. operations. He also held leadership roles at Independent Financial, Wells Fargo, and Bank of America, developing extensive experience in credit policy, portfolio management, underwriting governance, and regulatory risk oversight.
“TRB’s expanding banking platform is supported by experienced leadership and a disciplined operating approach,” said Ensmann. “Effective risk management, along with strong governance, play an important role in sustaining the bank’s rapid growth. I look forward to working with the leadership team and our risk professionals to strengthen the bank’s risk framework and support continued long-term growth.”
Ensmann will work closely with executive leadership and the Board’s Risk Committee to guide risk oversight practices and help ensure the bank maintains a strong and balanced risk profile as the organization continues to grow.
