Land Loan in Texas

Are you ready to claim a piece of Texas as your own? Make an appointment today with one of our lending specialists to find out more about a Texas land loan.

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What is a land loan?

A land loan, sometimes called a lot loan, enables you to purchase a plot of land where you can build a home. Generally, a loan can be taken out for three types of land:

  • Raw land, which normally has no utility access and no improvements, and might not be reachable by road.
  • Unimproved land, which typically has utility access but might be without some improvements.
  • Improved land, which normally offers complete access to utilities and can be reached by road.

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How do I get a land loan in Texas?

Getting a land loan is similar to getting a home mortgage. Both involve real estate, and both usually involve the same steps: application, credit check, survey, appraisal, and closing. Schedule an appointment with a land loan expert to talk through the process.

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TRB Mortgage

Your new home starts here. We’re here to help you find the right home loan.

Purchase Refinance New Construction

TEXAS REGIONAL BANK, NMLS NUMBER 804865. SOME RESTRICTIONS MAY APPLY.  ALL RESIDENTIAL LAND LOANS SUBJECT TO APPROVAL, INCLUDING CREDIT APPROVAL.