How to Place a Fraud Alert
August 11, 2022
If you’re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage. You need to place a…
What You Need to Know About Texas Land Loans
July 7, 2022
Texans love land, whether it be massive ranches or small home lots. And there’s plenty of land to love in the Lone Star State – nearly 172 million acres. A…
Texas Regional Bank Completes Acquisition of AccessBank Texas
July 1, 2022
Harlingen-based Texas State Bankshares, Inc. and Denton-based Access Bancorp, Inc. announced today that they have completed the merger of Access Bancorp, Inc. with Texas State Bankshares, Inc. and AccessBank Texas…
What You Need to Know About Balloon Loans for Commercial Real Estate
June 30, 2022
Just as homebuyers are seeing a spike in interest rates for mortgages, investors are seeing a spike in interest rates for commercial real estate loans to buy or build properties.…
How Does a Cash-Out Refinance Work?
June 16, 2022
Prior to 2022, you may have considered refinancing your mortgage to lower your interest rate or reduce the amount of your monthly payments. With interest rates going up, you may…
Tips for Avoiding Account Overdrafts
June 7, 2022
What is an overdraft fee? An overdraft is when there is not enough money in an account to cover a transaction, but the bank or credit union pays for it…