Boerne, TX—Texas Regional Bank (TRB) announces the addition of Kathy Estes as Relationship Manager serving Boerne and the greater Hill Country market. In this role, Estes focuses on commercial lending, relationship development, and community partnerships across the region.
Estes brings more than 35 years of banking and financial leadership experience to TRB, including two decades with Frost Bank, where she served as Market President in Boerne. Her background spans commercial lending, retail banking, community development, and nonprofit board leadership, with a proven record of generating growth and deepening local client relationships.
“Kathy’s knowledge of the Boerne market is unmatched,” said Keri Sandvig, Area Market President, Bulverde/Boerne. “She’s trusted by clients, respected by peers, and brings both heart and expertise to everything she does. We’re fortunate to have her on the team as we move into Boerne.”
At TRB, Estes works closely with local businesses and community organizations to provide tailored lending solutions and support long-term growth in one of Texas’ fastest-growing corridors. Her approach combines hands-on service with a deep understanding of regional priorities.
“What drew me to TRB is its local-first mindset and strong commitment to community,” Estes said. “I’ve spent my career building relationships in the Hill Country, and I’m excited to continue that work with a bank that truly understands what this region needs to thrive.”
Beyond her banking expertise, Estes has been deeply involved in Hill Country civic and nonprofit life for many years. She represents TRB on the board of the Boerne Kendall County Economic Development Corporation, serves as Co-Chair of the Rotary District 5840 Global Scholarship Committee, active member of Rotary Club of Boerne, and is an advisory board member and board president of Das GreenHaus. Her previous service includes leadership roles with the Greater Boerne Chamber of Commerce, Kendall County Youth Agriculture & Equestrian Center, and the Boys & Girls Club of Boerne.
Estes officially joined TRB in May 2025. She will be based in the bank’s upcoming Boerne location and supports clients throughout Boerne and the Hill Country area. She holds a degree in Accounting from McMurry University.
