TRB Agricultural Loans
Rooted in Texas values and built for the land, Texas Regional Bank stands alongside farmers, ranchers, and agri-businesses across the state. From purchasing acreage to expanding operations or upgrading essential equipment, our ag lending solutions are tailored to the seasonal rhythms and hard-working spirit of rural life. Growing crops, raising cattle, or improving your property? Let us help you cultivate what's next.

Agricultural Land Loan
TRB offers customized agricultural land loans to help Texans purchase, expand, or improve farmland, ranches, and recreational properties with expert guidance and flexible terms.
- Minimum 25-acre requirement with an agricultural exemption
- Competitive rates and repayment plans aligned to seasonal income cycles
- Financing available for farmland, ranches, hunting preserves, and recreational properties
Agricultural Line of Credit
TRB’s Ag Operating Line of Credit provides flexible, revolving financing for farmers and ranchers to manage day-to-day operations and seasonal cash flow with confidence.
- Designed to manage fluctuating input costs and seasonal income
- Funds accessible as needed for crops, livestock, or equipment
- Tailored options for stable or variable production cycles


Ag Equipment Financing
TRB’s Ag Equipment Financing helps Texas farmers, ranchers, and agri-businesses acquire essential machinery like tractors, harvesters, and irrigation systems, without compromising operational cash flow. With terms built around agricultural production cycles, TRB makes it easier to invest in tools that drive long-term growth.
- Supports a wide range of ag equipment needs
- Helps preserve liquidity by financing key upgrades
- Enables ranch expansion and modernization without high upfront investment
Our People

Travis C. Richards
Executive Vice President
Ag Lending Specialist
trichards@trb.bank
(956) 368-5288
NMLS 612454

Kenneth Miller
Assistant Vice President
Ag Lending Specialist
kmiller@trb.bank
(956) 368-5339
NMLS 2302421