Welcome to Relationship Banking
Texas Regional Bank's personal bank accounts come with excellent benefits and unparalleled customer service. Open your Texas Regional Bank personal checking account online.
Value Checking
Do you have a cell phone or look for deals when you shop?
- $50 Minimum Opening Balance
- $7 Monthly Maintenance Fee
- Anywhere Bank Tools
- Powered by BaZing
Personal Checking
Do you want options to waive the monthly service fee?
- $50 Minimum Opening Balance
- $10 Monthly Maintenance Fee
- Fee waived with one of the following:
- $500 minimum daily balance
- 12 debit card transactions 10
- One $500+ ACH deposit 11
- Combined average deposit balance of $5,000 or more 12
- Anywhere Bank Tools
Interest Checking
Do you maintain a daily balance of $2,500?
- $50 Minimum Opening Balance
- $15 Monthly Maintenance Fee
- Fee waived with $2,500 minimum daily balance or more
- Variable interest rate.14 Interest compounded & paid monthly.
- Anywhere Bank Tools
- Up to $10 refund on ATM surcharge fees per statement cycle 8
- One free cashier check purchase per statement cycle
- First order of TRB wallet checks free
- 50% discount on annual rent fee for 3x5 safe deposit box 9
Premium Checking
Do you want the highest levels of interest and banking services?
- $50 Minimum Opening Balance
- $30 Monthly Maintenance Fee 13
- Fee waived with $250,000 or more in combined average deposit balances. 12
- Variable interest rate.14 Interest compounded & paid monthly.
- Anywhere Bank Tools
- Up to $15 refund on ATM surcharge fees per statement cycle8
- Waived fees per statement cycle for the following:
- 6 Incoming & 2 outgoing domestic wire transfer fees
- 2 Stop payment fees
- TRB wallet checks
- Annual rent fee for 3x5 safe deposit box 9
Need Help Finding an Account?
Compare accounts on your own.
Anywhere Banking Tools Include:
Online and Mobile Banking1
Instant Issue Debit Card
In-Network ATMs Included3
Mobile Deposits15
Bill Pay15
E-Statements2
Quicken® & Quickbook® Files15,16
Notary Services
Zelle®15
Credit Monitoring15
TRB Plus: Available with your Value Checking Account
The following benefits are available exclusively with a Value Checking Account.
Powered by Bazing.
Shop Local, Save Local 4
Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Accidental Death and Dismemberment Coverage 5
Peace of mind for the unexpected.
Cell Phone Protection 5,6
Pay your cell phone bill with your Value Checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $600 per claim (maximum of $1,200 per year).
Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.
ID Theft Aid 5,6,7
Personal Identity Theft Benefit: Receive up to $2,500 reimbursement for covered expenses you incur to restore your identity.
Identity Restoration and Payment Card Resolution: Identity restoration specialist works on your behalf to restore your identity, and cancel payment cards.
Identity Monitoring: Monitors the dark web to identify activity associated with your identity, including public records, change of address, social security, and non-credit loans.
Credit Monitoring and Credit Report: Monitor changes and new activity on your credit report and review your credit report quarterly.
Buyer’s Protection & Extended Warranty 5,6
Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 90 days of purchase, when purchased using your Value Checking account.
Billshark 7
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
Financial Wellness7
Financial Wellness, powered by Gentreo, helps you create state specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more.
Pet Insurance7
Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more! Additional fees and billing apply.
Never miss a deal with the TRB Plus app
Open the app to see available discounts near you and browse thousands of dining, shopping, travel, service, and entertainment deals across the United States. Present your coupon on your mobile phone to the retailer for instant savings. You can easily adjust your settings to only see notifications for discounts that interest you. TRB Plus will store all of your favorite merchants, plus give you access to your benefit information, health savings, and more. Bazing deals are also available on your desktop at bazing.com
Bazing Benefits available only in the United States.
1 Online Banking and Bill Pay enrollment required. Carrier messages and data rates may apply. Terms and conditions apply.
2 Requires you to be an Online Banking customer. $4.00 for paper statement.
3 Complimentary ATM withdrawals at Texas Regional Bank ATMs, Stripes® Stores and the MoneyPass® network. See website for locations.
4 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
5 Subject to the terms and conditions detailed in the Benefits Reference Guide.
6 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
7 Requires activation.
8 ATM Surcharge Fees include TRB Foreign ATM Transaction Fee(s) and Surcharge(s) incurred at an ATM within the U.S. and not owned by TRB.
9 Safe Deposit Boxes are subject to availability.
10 Debit Card transactions include POS and Recurring POS transaction types and must post to your account during the statement cycle.
11 One ACH transaction type deposit of $500 or more must post to your account during the statement cycle.
12 Combined average deposit balances will only include consumer accounts that you are the owner of.
13 If the $250,000 combined average deposit balance requirement is not met for three consecutive statement cycles, the account will be converted to a Personal Checking.
14 Interest rates and annual percentage yield is determined based on the average daily available balance. Rates subject to change anytime without notice. For current rates, please contact one of our banking centers.
15 Requires you to be an Online Banking customer.
16 Compatible file formats available for Quicken® & Quickbooks® software.
For more information about FDIC insurance coverage visit: www.fdic.gov
Please refer to our Truth in Savings Disclosure, Privacy Policy, and Terms and Conditions for further information.