What is Homeowners Insurance?

Homeowners insurance is a type of property insurance that provides financial protection against losses and damages to an individual's residence, along with furnishings and other assets in the home. It also offers liability coverage against accidents in the home or on the property.

Why You Need Homeowners Insurance in Texas

Owning a home in Texas is a significant investment, and protecting it is crucial. Homeowners insurance ensures you are covered in case of unexpected events such as:

• Natural Disasters: Coverage for damages caused by hurricanes, tornadoes, and other natural events common in Texas.
• Theft and Vandalism: Protection against loss or damage due to theft or vandalism.
• Accidental Damage: Coverage for accidental damage to your home and personal property.
• Liability Protection: Financial protection if someone is injured on your property.

What Does Homeowners Insurance Cover?

Property Damage

Our homeowners insurance covers physical damage to your home and other structures on your property, including, but not limited to, garages, sheds, and fences. This includes damages from:

• Fire and smoke
• Storms and hail
• Lightning
• Falling objects

Personal Belongings

Protect your personal belongings such as furniture, electronics, and clothing against theft, damage, or loss. Whether at home or away, your possessions are covered.

Liability Coverage

If someone is injured on your property, our homeowners insurance provides liability coverage to help cover legal fees, medical expenses, and potential settlements.

Additional Living Expenses

If your home becomes uninhabitable due to a covered event, our policy covers additional living expenses such as hotel stays, meals, and other costs incurred while your home is being repaired.

Why Choose TRB Insurance Homeowners Protection?

Customized Coverage

We understand that every home and homeowner is unique. Our insurance policies are tailored to meet your specific needs, ensuring you get the right coverage for your situation.

Competitive Rates

We offer competitive rates and flexible payment options from some of the most reputable and recognizable carriers in the country to make homeowners insurance affordable and accessible.

Local Expertise

As a Texas-based insurance agency, we understand the unique risks and needs of homeowners in our region. Our local expertise ensures you receive the best coverage for your home.

Excellent Customer Service

Our dedicated team of insurance professionals is here to help you every step of the way. From selecting the right policy to filing a claim, we're committed to providing exceptional service.

How to Get Started

Get a Free Quote

Ready to protect your home with TRB Homeowners Insurance? Contact us today for a free, no-obligation quote. Our team is here to answer your questions and help you find the perfect coverage for your home.