Protect your personal belongings and enjoy peace of mind with Texas Regional Bank Renters Insurance. Get started today and ensure you're covered in the heart of Houston.

Affordable Coverage for Houston Renters

Living in Houston comes with its own unique set of challenges and risks. Ensure your personal belongings and peace of mind with TRB Insurance’s Renters Insurance. Contact us today for a personalized quote!

What is Renters Insurance?

Renters insurance provides financial protection for tenants renting an apartment, house, or condo. It covers personal property, liability, and additional living expenses in the event of a covered loss. Unlike homeowners insurance, it doesn't cover the building structure, but it does protect your possessions and offers liability coverage.

Why You Need Renters Insurance in Houston

Houston is a vibrant city known for its diverse neighborhoods and bustling urban life. However, it also faces risks such as hurricanes and high crime rates. Renters insurance from TRB Insurance ensures you are covered in case of:

• Natural Disasters: Protection against damage from hurricanes and other natural events.
• Theft and Vandalism: Coverage for loss or damage due to theft or vandalism.
• Liability Issues: Financial protection if someone is injured in your rented home.
• Temporary Relocation: Coverage for additional living expenses if your home becomes uninhabitable.

What Does Renters Insurance Cover?

Personal Property

Our renters insurance covers your personal belongings, such as furniture, electronics, clothing, and appliances, against theft, damage, or loss. Whether you're at home or traveling, your possessions are protected.

Liability Coverage

If someone is injured in your rented home, our insurance provides liability coverage to help cover legal fees, medical expenses, and potential settlements.

Loss of Use

If your rental becomes uninhabitable due to a covered event, our policy covers additional living expenses such as temporary housing, meals, and other costs incurred while your home is being repaired.

Medical Payments

Limited coverage for medical payments to others injured on your rental property, regardless of fault.

Common Questions and Concerns for Houston Renters

How Much Does Renters Insurance Cost in Houston?

Renters insurance is typically very affordable. The cost varies depending on the amount of coverage you need and your location. Contact us for a customized quote tailored to your specific situation.

Does Renters Insurance Cover Flood Damage?

Standard renters insurance does not cover flood damage. However, given Houston's susceptibility to flooding, we recommend purchasing a separate flood policy for flood coverage. Our agents can help you understand your options.

What If I Have Roommates?

Our renters insurance policies cover your personal belongings and liability. Roommates will need their own individual policies to cover their belongings and liability.

Is My Car Covered Under Renters Insurance?

While renters insurance covers personal belongings inside your home and car, it does not cover the vehicle itself. You'll need separate auto insurance for vehicle protection.

How to Get Started

Get a Free Quote

Ready to protect your belongings with TRB Renters Insurance? Contact us today for a free, no-obligation quote. Our team is here to answer your questions and help you find the perfect coverage for your rental home.

Contact Us

Visit our nearest branch in Houston or call us at [phone number] to speak with one of our friendly representatives. You can also request a quote online by filling out our simple form.